Verbraucherzentrale Bundesverband e.V. (vzbv)
Provided by: Verbraucherzentrale Bundesverband e.V. (vzbv)
Overview
Verbraucherzentrale Bundesverband e.V. (vzbv) ist eine Anlaufstelle in Berlin-Friedrichshain-Kreuzberg im Bereich Counseling » Counseling Verbraucherinnen.
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📘 Guide: Consumer Protection & Debt Collection Help
Legal examination and defense against unjustified claims, debt collection letters, and fraudulently imposed contracts. The counseling supports the creation of revocation letters, the review of T&C clauses, and protection against garnishment by setting up protected accounts.
Important Note
Existential protection: A P-Account (Garnishment Protection Account) automatically secures your subsistence level from creditors.
Required Documents
- P-Account Certificate
- Debt collection letters
Steps
- 1Object to debt collection claims in writing via registered mail.
- 2Convert your current account into a P-Account.
FAQ
▶What does "Consumer Protection & Debt Collection Help" mean?
Legal review and defense against unjustified claims, debt collection letters, and foisted contracts. The counseling supports the drafting of revocation letters, the review of terms and conditions, and protection against garnishment by setting up protected accounts. Counseling Tip 1: Debt collection agencies are not allowed to charge fantasy fees – object to the claim in writing (registered mail). Counseling Tip 2: A garnishment protection account (P-Konto) automatically protects your tax-free subsistence allowance from access by creditors.
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