casa nostra - Integrative Hilfen e.V. Mietschuldnerberatung, Betreutes Wohnen
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Overview
casa nostra - Integrative Hilfen e.V.
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📘 Guide: Debtor & Insolvency Counseling
Debtor counseling by recognized bodies (§ 305 InsO) for subsistence security (P-Account, rent debts) and debt regulation. Accompaniment of the out-of-court settlement attempt as a mandatory prerequisite for the application to open consumer insolvency proceedings.
Important Note
Important: Only recognized bodies according to § 305 InsO are allowed to issue the certificate for consumer insolvency.
Required Documents
- Certificate according to § 305 InsO
Steps
- 1Get the insolvency certificate only from recognized bodies.
- 2Prepare the out-of-court settlement attempt correctly.
FAQ
▶What does "Debtor & Insolvency Counseling" mean?
Debtor counseling by recognized agencies (§ 305 InsO) for securing livelihood (P-Konto, rent debts) and debt regulation. Accompaniment of the out-of-court settlement attempt as a mandatory prerequisite for the application to open consumer insolvency proceedings. Counseling Tip 1: Only recognized agencies (§ 305 InsO) are allowed to issue the certificate for consumer insolvency proceedings. Counseling Tip 2: Residual debt discharge currently takes place after just 3 years; however, the application must be prepared correctly (out-of-court settlement attempt).