Who is eligible for free debt counseling?
Every Berlin resident is entitled to free debt counseling – regardless of income or residency status. The counseling is confidential and non-binding.
Key contact points
Caritas Debt Counseling Caritas offers free debt counseling in several Berlin districts. Counselors help create budget plans, negotiate with creditors, and guide you through insolvency proceedings if needed.
AWO Debt Counseling The Workers' Welfare Association (AWO) has counseling centers across Berlin. The AWO Southeast is particularly noteworthy for its comprehensive services.
District Debt Counseling Every Berlin district offers free debt counseling through the social welfare office. Wait times may vary.
Tips for your first appointment
Bring the following documents: - Current bank statements - All reminders and letters from creditors - Proof of income - Rental agreement
Conclusion
Debt is nothing to be ashamed of. Berlin's free counseling centers help you professionally and confidentially find a way out of debt.